Types of Car Accident Injuries in Morristown

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Car accidents are sudden, violent events that often result in severe harm to the occupants of the vehicles involved. Serious injury collisions are more often than not directly caused by negligence on the part of one or more parties.

If you’ve been hurt in an accident, you likely have questions about the injuries you’ve suffered. Is my injury common? How can I be sure I’m getting the medical treatment my injury requires? Is it worth filing a personal injury claim? What type of compensation might I be owed?

The attorneys at The Terry Law Firm are here to discuss the specifics of your case and answer these questions and more. We have been seeking justice for those who have been hurt in car accidents since 1960.

Let us provide an honest evaluation of your case as soon as you call us or contact us online to schedule a free consultation.

Common Car Accident Injuries in Morristown TN

Some frequently reported car accident injuries include:

Tragically, some car accident injuries could prove to be fatal. If someone dies due to the negligence of another driver or other responsible party, the surviving family members could be eligible to pursue a wrongful death lawsuit to seek damages, including compensation for the victim’s final medical bills, funeral costs, loss of support, and more.


Types of Car Accident Injuries in Morristown


Tennessee Car Accident Injury Statistics

The Tennessee Department of Safety and Homeland Security divides crash statistics into eight districts. Hamblen County and Greene County are both in District Five headquartered in Fall Branch. District Five had 115 traffic fatalities in one recent year, four more than the 111 reported the previous year.

According to the Department of Safety and Homeland Security, there were five fatal crashes in Hamblen County in 2018 after 12 in 2017 and there were 19 fatal crashes in Greene County in 2018 after 18 in 2017. Hamblen County had 318 injury crashes and 1,318 property damage only (PDO) crashes in 2018 while Greene County had 487 injury crashes and 1,290 PDO crashes.

Of the 95 counties in Tennessee for 2013 through 2017, the Department of Safety and Homeland Security reported that Hamblen County had an overall crash rate rank of 34.451 per 1,000 licensed drivers (22nd), a fatal crash rate of 0.232 (70th), and an injury crash rate of 7.048 (51st). Greene County had an overall crash rank of 32.570 (23rd), a fatal crash rate of 0.211 (30th), and an injury crash rate of 8.320 (17th).

Car Accident Injury Settlement Amounts in Morristown

Many car accident cases are ultimately resolved through settlements. Insurance companies frequently decide that settling a case is less costly than paying to go to trial and risking a possible judgment.

When settlements prove to be impossible, a case could go to trial and an injury victim could be awarded compensatory damages. These are usually a combination of economic damages and noneconomic damages. Economic damages include medical bills, lost income, and property damage. Noneconomic damages are for harms that don’t come with a clear price tag, like pain and suffering, emotional distress, and loss of consortium.

Tennessee has adopted a modified comparative fault system, meaning that a plaintiff can recover damages so long as their negligence was less than the defendant’s (meaning not more than 50 percent at fault). A plaintiff’s damages are then reduced in proportion to their own negligence. For example, a person who is awarded $100,000 in a car accident case but is found to have been 15 percent at fault would have their damages reduced by $15,000, and they would ultimately receive $85,000.

The Terry Law Firm has a record of recovering significant compensation for our clients. For example a few of our settlements include a $5.3 million in a tractor-trailer negligence case, a $1 million in a commercial vehicle negligence case, anda  $1 million in a distracted truck driver case. We also obtained $825,000 in a tractor-trailer negligence case, $760,000 in a distracted truck driver case, and $750,000 for a head injury victim in a tractor-trailer negligence case.

How Can The Terry Law Firm in Morristown Help Me?

If you have been hurt in an accident, our team is ready to stand up and fight for you. We know that any successful case starts with a thorough investigation. We’ll make sure that no stone is left unturned when building a convincing case on your behalf.

We know that your focus should be on your recovery and your family, so we’ll handle the discussions and negotiations with the insurance companies and other parties on your behalf. We will work to negotiate for a fair settlement that covers all of your past, present, and future needs. If the insurance company refuses to extend an acceptable offer, we won’t hesitate to file a lawsuit and take your case to court.

Our team won’t be intimidated by insurance companies, nor will we accept anything less than what you need and deserve. We work on a contingency fee basis, which means that we won’t get paid unless we recover money for you.

The Terry Law Firm offers more than a half-century of combined legal experience. We are ready to put all of our experience and skill to work for you. Call us or contact us online to schedule a free consultation with us today.

Car Accidents

How Do I Pay for My Car Accident Injuries?

If you have been involved in a car wreck case, there are generally three (3) avenues for payment of medical expenses. 

  1. The first and most common method of payment is for persons who have been injured to pay for their medical care with their own health insurance. This does not create any problems and, in fact, most of the time this is what we recommend at The Terry Law Firm.
  2. Persons involved in car wreck cases can use something referred to as “med pay” to pay for some of their medical bills associated with their car wreck case. “Med pay” coverage is coverage afforded by your automobile insurance to pay for injuries sustained in the car wreck. 
  3. Occasionally, persons will be on the job working when they are injured in a car wreck. In these circumstances, sometimes it is best to use workers’ compensation to pay for your injuries sustained in a car wreck.  

If one of these methods is not available to you, contact The Terry Law Firm at our Morristown, Greeneville, or Sevierville office.

Will My Insurance Rates Go Up If I Use Uninsured Motorist Coverage?

Under Tennessee law, insurance carriers cannot raise your insurance as a result of a person utilizing their uninsured motorist coverage. Tennessee law states explicitly that if you are in an accident that is no fault of your own, your insurance carrier cannot raise your insurance rates due to your use of uninsured or underinsured motorist coverage that you purchased.