If you have been injured in a car accident in Gray, Tennessee, you may feel like your life has been turned upside down. You may be struggling with unexpected medical bills and loss of income if your injuries prevent you from working. You may have questions about who should be responsible for paying the medical bills if someone else caused the crash.

An experienced car accident lawyer at The Terry Law Firm is ready to answer your questions during a free consultation. We offer the personalized service of a small-town law office and the trusted counsel of a firm that has served the community for decades. A compassionate car accident lawyer in Gray, TN, can review your automobile accident and discuss your legal options. Our lawyers are dedicated to helping injury victims seek the best possible outcome with their futures in mind.

Contact us now to set up a free case review with our Gray car accident attorneys.

Here’s Why You Need Us for Your Car Crash Claim in Gray

Since 1960, our law firm has been handling car accident claims for injured people in East Tennessee and helping them seek compensation to cover their medical bills, lost wages, and other losses. The Terry Law Firm has recovered millions of dollars for our clients and secured compensation in high-stakes car accident cases, including $1.25 million for an individual injured by a vehicle that failed to yield the right-of-way when pulling out of a private driveway.

Our car accident attorneys in Gray, TN, are committed to providing client-centered service and treating every client as an individual. To learn more about the legal representation we provide, we recommend you review our case results and hear what former clients say.

“Thank you, Braxton, for assisting us with our legal matter. He was very helpful and answered all of our questions as we needed. All the staff are so nice. Thanks to Margaret and Lisa, too.” – C.T.

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Steps to Take After a Car Accident in Gray

You can take several steps after a car accident in Gray to protect your rights and strengthen your claim for compensation. First, follow your doctor’s orders and keep all follow-up medical appointments. Failing to keep follow-up appointments will give the insurance company an excuse to devalue your claim.

Second, you should write down everything you remember about the accident, including the time, date, and location. Be sure to track your recovery by photographing your physical injuries over time.

Third, do not give a recorded statement to the at-fault driver’s insurance company or allow the insurer access to your medical file. The insurer will try to find reasons to devalue or deny your injury claim. It’s important to seek the guidance of a car accident lawyer before speaking with an insurance company.

Common Causes and Types of Car Accidents in Gray, TN

Car accidents occur for various reasons. If the crash occurred due to someone else’s negligence or disregard for safety, an experienced car accident attorney can help you understand whether you have a legal right to pursue a personal injury claim. Some of the most common causes of car wrecks involving negligent drivers are:

  • Distracted driving
  • Intoxicated driving
  • Fatigued driving
  • Speeding 
  • Driving too fast for the weather conditions
  • Aggressive driving
  • Failure to yield the right-of-way to oncoming traffic
  • Poor road conditions
  • Missing traffic signs or malfunctioning traffic signals
  • Poor vehicle maintenance
  • Defective vehicle components

The most common types of accidents include:

  • Rear-end collisions
  • Sideswipe accidents
  • Rollover accidents
  • T-bone collisions
  • Head-on collisions
  • Single-vehicle accidents

About Tennessee Car Accident Laws

Several Tennessee laws could affect your car accident case, including the state’s auto insurance requirements, the statutes of limitations for filing injury claims, and the comparative negligence rule.

In Tennessee, all drivers must have the following minimum amounts of auto liability insurance:

  • $25,000 per person for injury or death
  • $50,000 per accident for injuries or deaths
  • $25,000 per accident for property damage

If another driver causes an accident that injures you, the at-fault driver’s liability insurance is responsible for compensating you for the harm you’ve suffered.

Depending on the severity of your injuries and the number of other injured victims, the auto insurance policy limits could affect the compensation you can recover. However, an experienced attorney may be able to identify additional liable parties to help you recover full compensation.

Just to let you know, time is of the essence after a car accident in Gray. TN Code Section 23-3-104 gives victims only one year to take legal action and hold the at-fault parties financially accountable for their injuries. Another law, TN Code Section 28-3-105, gives victims three years to file lawsuits for property damage. These deadlines mean you should speak to a lawyer as soon as possible about your case.

Tennessee uses a modified comparative negligence rule established in McIntyre v. Balentine. This rule reduces the compensation an accident victim can receive based on their degree of fault for the accident. For example, if a court awards $100,000 in damages and finds the injury victim 30 percent at-fault for the accident, the court would reduce the award by $30,000. Insurance companies often use this rule to devalue or deny claims. Without skilled legal representation, it can be difficult to challenge an insurance company’s claims that you were partly at fault for the crash that injured you.

Our car accident attorneys in Gray, TN, are known for fighting for justice and just compensation for our clients.

Compensation You Could Recover After a Car Wreck in Gray

In a car accident claim, you may demand compensation for the various types of losses you experienced, such as:

  • Past and future medical expenses related to the accident
  • Lost wages while recovering from your injuries
  • Loss of future earning capacity caused by the long-term effects of your injuries
  • Permanent disability accommodations, including modifying your vehicle or home to be accessible
  • Physical pain and suffering caused by your injuries
  • Emotional distress caused by the accident
  • Damaged property due to the accident

To recover full compensation for your injuries, you must have evidence to back up your claim. An experienced lawyer knows the types of evidence to seek when investigating the accident, such as accident scene photographs, traffic camera footage, eyewitness statements, medical records, and expert testimony.

How The Terry Law Firm Supports Gray Car Accident Victims

At The Terry Law Firm, our car wreck lawyers in Gray, TN, support victims by handling every aspect of their case while they recover from their injuries. Should you select our firm to represent you, we’ll investigate the accident to identify at-fault parties, gather evidence, calculate the value of your case, negotiate for a fair settlement with the insurance company, and represent you in court if necessary. What’s more, we’ll do all this at no upfront cost to you. You only pay us if and when we obtain money for you through a settlement or court award.

Contact The Terry Law Firm today for a free consultation with a car accident lawyer in Gray, TN. We’ll explain your options for seeking maximum compensation for your car accident injuries and answer any questions you have.