What Is Covered Under
Premises Liability Claims?

What Is Premises Liability?

  • Property owners owe a “duty of care” to protect guests from harm.
  • Negligence is important. Simply getting hurt on someone’s property does not ensure a successful premises liability claim.
  • Victims could be owed compensation from the property owner, occupier, or other responsible party.
  • Property owner negligence could include:
    • Failure to maintain the property
    • Failure to discover dangers
    • Failure to warn about hazards

What Types of Injuries Are Common in a
Premises Liability Case?

  • Traumatic brain injuries
  • Severe burns
  • Broken bones, particularly hips
  • Conditions related to chemical exposure
Other extreme injuries related to premises
liability cases such as amusement park accidents

Who Pays For Medical Bills
After Premises Liability Accident?

  • As medical bills are incurred, the injured person may have to pay them up front and seek reimbursement through a claim.
  • If found responsible for the accident, the defendant or their insurer may be required to pay damages.
  • If the injured person’s health insurance initially paid the bills, the insurer may be entitled to recoup money from a settlement or judgment. The injured person’s attorney can work to minimize the amount.
  • If treatments are needed and insurance is not available, the injured person’s lawyer can negotiate with providers to set up a payment plan or make an agreement that they will be paid when the case settles or a judgment is collected.

How a Lawyer Can Help with a
Premises Liability Claim

  • Investigate the accident and build a strong claim.
  • Calculate the full extent of losses.
  • Negotiate for a fair settlement.
  • Help injured seek insurance coverage from property owner.
  • Assist with negotiations against health insurance carriers.
  • File a lawsuit if no settlement can be reached.