After a rideshare accident in Johnson City, Tennessee, it can be challenging for victims to recover the compensation they need due to the numerous parties potentially involved, complex insurance coverage, and various liability disputes. However, an experienced Johnson City rideshare accident lawyer from The Terry Law Firm can help you identify the at-fault parties and what insurance policies cover your injuries.
Contact The Terry Law Firm for a free consultation about your case with one of our rideshare accident lawyers. During your initial consultation, we will analyze your situation, explain the process of seeking compensation following an Uber or Lyft accident, and answer any questions you have about your case.
Reasons to Get Help from Our Uber Accident Lawyers
Since 1960, our personal injury lawyers have been helping victims and their families seek fair compensation for injuries caused by car accidents in East Tennessee. Over the decades, we have recovered millions of dollars for our deserving clients, including those injured in Uber and Lyft collisions.
Thanks to our commitment to our clients, we have developed a reputation for maximizing compensation and not settling for less than we know a case is worth. If the insurance company offers you a lowball settlement, our lawyers are not afraid to take your case to trial if that is what it takes to secure the compensation you need.
We encourage you to review some of our positive client reviews to get a better idea of what it is like to have our law firm on your side. For example, one of our previous clients wrote:
“Everyone that I made contact with at The Terry Law Firm was professional, helpful with answering any questions, and very knowledgeable with requirements necessary for my case. I strongly would recommend The Terry Law Firm to anyone. Special thanks to Braxton and Lisa for making me feel at ease.” – P.D.
Rideshare Accidents and Liability in Johnson City
Determining liability following a rideshare accident in Johnson City involves identifying who was at fault for the crash. In many cases, the at-fault party will be the rideshare driver or another motorist who collided with the rideshare vehicle you were in. Both of these parties could also be at fault if they contributed to the accident in different ways.
Additionally, others may be at fault, including vehicle manufacturers, maintenance providers, and the government entity responsible for maintaining the roads.
Your lawyer’s job is to identify the at-fault parties and gather the evidence necessary to prove their liability. And if the rideshare driver was at fault, your lawyer will also need to determine whether Uber or Lyft is liable.
How Uber and Lyft Insurance Coverage Works in Tennessee
Depending on the driver’s status when the rideshare accident that harmed you occurred, Uber and Lyft provide varying levels of insurance coverage. That means if you were injured while the Lyft or Uber driver was not using the rideshare app, when they were available for a trip, or when they were on the way to pick up a rider or on a trip, the rideshare company’s insurance coverage applies differently.
Coverage When the Rideshare Driver Is Offline
When a rideshare driver is offline, they are not covered by Uber’s or Lyft’s liability insurance. If the driver causes your injuries, you will have to file a claim against the driver’s personal insurance policy.
If you have particularly severe injuries, the Uber or Lyft driver’s personal auto insurance policy might not be enough to cover your losses, in which case your lawyer may file a lawsuit against the at-fault party or search for additional at-fault parties to file claims or lawsuits against.
Coverage When the Rideshare Driver Is Online and Available for a Trip
When the driver is online and available for a ride request in the rideshare app, both Uber and Lyft provide the following liability insurance:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 per accident for property damage
Coverage When the Rideshare Driver Is En Route or On a Trip
When the driver is driving to pick up a fare or on a trip using the rideshare app, both Uber and Lyft provide at least $1 million in combined liability coverage for bodily injuries and property damage. While the amount may be sufficient to cover the expenses of a single person in most cases, if there are multiple victims, the insurance payout will be divided among them. If additional parties contributed to the crash, our lawyers can identify them and file claims against them.
Common Challenges in Rideshare Accident Claims
Rideshare accident victims can face challenges when seeking compensation for their injuries, such as:
- Determining who is at fault for the accident
- Establishing liability when several parties are involved
- Obtaining fair compensation when insurance companies offer lowball settlements
- Seeking rideshare app data to show the driver was on a trip when the accident occurred
- Holding multiple parties financially accountable for a single accident
Our rideshare accident lawyers can handle all the details for you so you can focus on regaining your health.
Types of Compensation Available for Rideshare Accident Victims
Our Uber accident attorneys can help you seek compensation for several types of losses caused by your injuries. Some of the most common compensable losses include:
- Past and future medical expenses
- Lost wages
- Loss of future earning capacity
- Pain and suffering
- Permanent disability
- Property damage
The best way to maximize your compensation is to work with a skilled rideshare accident lawyer at The Terry Law Firm. We can calculate the value of your case based on your expenses, lost wages, and how your injuries impact your life both now and in the future.
How The Terry Law Firm Can Help with Your Rideshare Accident Case
The rideshare accident attorneys at The Terry Law Firm are ready to help with your case in a variety of ways, starting with conducting a thorough investigation into the accident. During the investigation, we can identify all the at-fault parties and gather evidence demonstrating their fault, including traffic camera footage, expert testimony, eyewitness statements, and accident scene photographs.
Our lawyers will calculate the value of your case and file insurance claims on your behalf. We can negotiate with the insurance companies, seeking a settlement that covers all of your losses. And if a settlement cannot be reached, we are prepared to take your case to trial to argue for the compensation you need.
Contact our firm today to get started on your rideshare accident case with a free consultation. We will explain your rights and the steps involved in seeking a financial recovery.